Terms of Use

Last Updated: September 2026

Agreement to Terms

By accessing and using this website and our services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

Educational Services

willow-myth provides financial education courses and related materials. Our services are designed for educational purposes to enhance financial literacy and are not a substitute for professional financial advice.

Course Enrollment

When you enroll in a course:

• You must provide accurate and complete information
• You are responsible for maintaining the confidentiality of your enrollment details
• You agree to participate in good faith and respect other participants and instructors

Course Materials

All course materials, including but not limited to presentations, worksheets, and resources, are protected by intellectual property rights and are provided for your personal educational use only. You may not:

• Reproduce or distribute course materials without permission
• Use materials for commercial purposes
• Share access credentials with others

Disclaimer of Professional Advice

The information provided through our courses and website is for educational purposes only. It should not be construed as:

• Professional financial advice
• Investment recommendations
• Tax advice
• Legal advice

We recommend consulting qualified professionals for specific financial, investment, tax, or legal decisions.

No Guarantees

While we strive to provide high-quality education, we cannot guarantee specific outcomes or results. Individual financial results vary based on numerous factors including personal circumstances, effort, and application of learned principles.

Website Use

You agree to use our website only for lawful purposes. You must not:

• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of the website
• Transmit harmful code or malicious software
• Engage in any activity that could damage or impair our services

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of willow-myth or its content suppliers and is protected by intellectual property laws.

Limitation of Liability

To the fullest extent permitted by law, willow-myth shall not be liable for:

• Any indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Damages arising from your use or inability to use our services
• Decisions made based on information learned in our courses

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Access to third-party sites is at your own risk.

Modifications to Services

We reserve the right to:

• Modify or discontinue services at any time
• Update course content and curriculum
• Change pricing and offerings

We will provide reasonable notice of significant changes affecting enrolled students.

Cancellation and Refunds

Cancellation and refund policies are provided at the time of enrollment. Generally:

• Cancellations made at least 7 days before course start may receive a refund
• Cancellations after course commencement are typically non-refundable
• We reserve the right to cancel courses due to insufficient enrollment with full refund

Privacy

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms of Use.

Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Changes to Terms

We may update these Terms of Use from time to time. Changes will be posted on this page with an updated date. Continued use of our services after changes constitutes acceptance of the modified terms.

Contact Information

For questions about these Terms of Use, please contact us at [email protected]